financial independence platformSimple, transparent pricing.
Getting started with financial independence platform is free. There are no hidden fees for opening an account, and you only ever put in what you choose to invest — full reporting and every platform tool are included from day one.
Where costs can appear
These are the only places money leaves your balance for something other than an investment you chose — and each one is itemised in your live report.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What the numbers look like in practice
A first deposit, step by step
A first deposit is the whole cost picture in one place: the amount you send, the spread you pay on conversion, and nothing else until you choose to invest. There is no account fee waiting at month-end and no charge for leaving the balance where it is.
What happens on the same day
Your balance appears in the live report once payment clears, and a specialist walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the money arrived from — a requirement, not a preference, that keeps the account yours. Processing is free from our side; the only deduction you may see is one your own bank or card issuer applies.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.
What is included
- Free account setup — no registration or licence fees.
- No hidden charges on deposits, withdrawals or account maintenance.
- Only standard broker spreads or network costs may apply.
- Start from ₱15,000 and scale your reporting at your own pace.